Payments for services or products are always paid in advance by cash, check, money order or Paypal.

At times you may find links to payment pages on this page for products or services I am offering, but for the most part I do business with one client or associate at a time. I send out payment requests from Paypal, following our phone conversation concerning our business. This works for most people.

I also use other payment processors for accepting payments for services or products but you would need to contact me first concerning  your business anyway.